Tuesday, September 1, 2009

We are being unfair to President Obama.

We are being unfair to President Obama. We are also being very unfair to ourselves, unfair to our children, and unfair to our traditional institutions of public service. We are expecting our new President and our many appointed or elected Washington DC based public servants quickly to solve all our economic, education, and healthcare problems. We always seem to expect this of our Presidents---Republican or Democrat. However, in the current time of economic concerns we have taken the level of Presidential expectation and dependency to a very unhealthy level---a level that will only disappoint. I call this phenomenon the overreliance on leadership—an issue not just for the President but also for all individuals placed in leadership positions. The problem is compounded by many leaders that welcome, even seek out, the opportunity to be “the one” for whom the folks become dependent. We need to step back and recognize that the operative words for helping our President are “what do I personally need to do today to help improve our economy, to help reduce our healthcare costs, and/or to improve our education system”. We can be fair, and even instructive, to President Obama by being patient and by not demanding short-term “easy” solutions. While the President, with Congress, works to define and implement the “right things” (for which there are many conflicting and confusing options), we can be fair to the President by taking immediate personal initiatives to solve our own issues. I provide a list of actions we can take today to be fair to our governmental leaders and to be fair to ourselves:

1. Do all things for your personal health that we all know are positive---loose some weight, exercise, eat less fat, stop smoking. You know--all those things that are hard to do, but are things all healthcare professionals tell us are essential for reducing escalating healthcare costs. In the same category of known healthcare cost issues---use seat belts and do not drink and drive. If you choose to reach out to help the hurts and hopes of the less fortunate, you can start an outreach mission at your place of worship or community center to provide healthier food, advice on nutrition or exercise, and help with disease prevention.

2. Help one child to learn the excitement of reading and learning. In the process, you can help one child to understand the great benefits of deferred gratification. The child may be you own son or daughter, or a grandchild, or a stranger at any elementary school with budget cuts. Help a child to be excited about learning and you help create a productive contributor to our economy. This will also give a teacher help and encouragement—they deserve your help!

3. Spend your limited resources on needs and less on wants—and allocate some funds to savings for your future needs. Start today to save your own nest egg and be less dependent on government. Become less dependent on debt and more willing to defer purchases while you save to pay cash. If you still have a good income, use your resources to invest in those less fortunate who need a lift up. There is no better investment than lifting others up from desperate conditions—your returns will be infinite, even if it means some potential frustrations at not being thanked.

4. Help one unemployed individual to identify a pathway to work. You can help an unemployed person build a network of job contacts, you can help an unemployed person find retraining, you can invest in his or her future by gifting tuition for retraining, or you can personally tutor this person on improved skills needed in the changed workplace. Help one adult to learn to read – Birmingham has a very active Adult Literacy Program that makes it very easy to participate in this incredibly worthwhile endeavor. Be creative, kind, and generous in helping just one unemployed person find a path to work.

5. Avoid being a self-fulfilling phenomenon who whines about how bad things are at work or in the country, talking in the halls about how the economy or the boss or the employer are so bad that we will all loose our jobs. These folks (who may be hourly workers and/or executives) forget to work hard each day—too busy anticipating and talking about the bad things that may happen. Go to work each day with a great attitude and with a great work ethic---invest every hour and every day doing your job and helping your employer and your community to survive. You may face unfairness in pay or promotion---but keep on working hard. When times improve, your options will be many if you maintain a great work ethic and a positive attitude. Be helpful to others with a positive attitude rather than by dragging them down with your whining.

6. Visit and help in some small way one senior citizen confined to a home or a nursing facility. Healthcare cost fall disproportionally on the elderly. Many physician friends tell me their waiting rooms and phone messages are full of elderly patients just seeking comfort and some attention. One visit a week to an elderly person can lift a spirit and improve feelings of being loved---a less expensive but potent medicine for an elderly person facing death. If you feel like giving more time, help take an elderly person to their place of worship or bring the worship to their home—for many, this brings comfort.

7. Help in any way you can to allow one student to remain in college. Many college students are in need of aid to stay in school as their families face severe financial hardships. Your help can by a direct gift or a part-time job. By keeping one more student in college and allowing him or her to get a degree, you are creating one more employable worker and eliminating one more person seeking a job today.

3 comments:

  1. Hello Dean Klock,

    I love your blog...it is true...

    Government is not going to solve all the problems for every single one of us.

    Governments are not perfect, but our government has a better system than many out there.

    Governments are always a 'work in progress.'

    Complaining does not get you anywhere...but actions will. Every action is one step closer or further to our goal. I rather spend my energy into actions than in wasting time about complaining. To stay positive against adversity, you can only think about that things can also be worse than what they already are.

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  2. Dean Klock-

    Excellent speech. While I agree that in general, President Obama is not to blame for many of today's economic problems, I don't think that this is what most people are upset with him about.

    What many Americans, and the business world specifically, are upset with President Obama about is the policies he is pursuing IN SPITE of our dire economic situation. A massive energy tax? A massive new healthcare entitlement as our two existing entitlements approach their funerals at faster and faster rates every year?

    And to the extent that these suicidal policies are driving away investment (which, of course, is forward-looking) President Obama and Congress are ABSOLUTELY to blame. America no longer one of the few safe-havens for investment in the world. Countries around the world are LOWERING tax rates... slashing their welfare-states and easing regulations that have burdened their economies for decades and produced stagnation. We're moving in the opposite direction!

    I'm sure many of these points are things that you agree with, but I don't think its unfair at all to attach much of the negative mood in the business world to the FUTURE investment climate being shaped in this country right now by the policies coming out of Washington. Investors and entrepeneurs see them as nothing but the same old command-and-control nonsense that has been peddled throughout the history of the industrialized world except under a different name... like "cap-and-trade".... or a "public option"....

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  3. I would like to say that sometimes people forget where the money comes from when it comes to establish new policies for the people in America. I would like to have my taxes pay a portion of my healthcare or at least get more healthcare then what I get now. A healthcare reform is needed. Agree or disagree once you find yourself on the side where there is no much to bargain for, then we realize that is not a fair game. MASSIVE or not, the healthcare industry has to change the game in which the play. It is incredible to think that business will do the right thing for the people in America. If we could trust the healthcare industry, then, I am sure they already could have done the right thing, but they have not. The ones that pay for health coverage we get a coupon for medical services, and the ones that can’t pay may get a PATCH ---like a Band-Aid-only temporary---service at hospitals if they are lucky.
    I don’t want America to be the “safe-heavens” of investors that get so big and have so much power that not even the government can control or regulate. When big businesses fail, they bring us down with them. These companies have already burdened our economic system; us as taxpayer have paid their way to stay in business. And yes, I would like to move in the opposite direction at least to see if maybe going after more strict regulation for investment and big industries can help to stabilize our economy. Our present problems have been part decades of poor restriction to investment and big industries. I don’t think is a good idea to continue with the same regulations.
    We cannot trust all businesses or the government to do the right thing for ALL of us, but we can at least try to balance the game to be fair. I don’t want to pay more taxes, but I like to get more for the money I am already paying in taxes.
    It is funny that when big businesses are at the top of their game don’t want the government involved, but when they crumble, they turn out to the government for help in picking up their broken empires. If my tax money is going to support these so called investors or companies, then I am for restructuring regulations since I am paying for them to stay in business.

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